GoINRI for NRIs
GoINRI (iNRI) is an NRI-focused platform for investing in Indian mutual funds, GIFT City and PMS, plus tax filing and document help. What it does, who it fits, and what to verify.
Best for
NRIs who want guided access to Indian mutual funds, GIFT City and PMS alongside tax and documentation help
Headquarters
Bengaluru, India (operating entity Techbloom India Pvt. Ltd.); US parent Techbloom, Inc.
Founded
2023
Regulation
States it is an AMFI-registered mutual fund distributor (Reg. No. 273414) through Techbloom India Pvt. Ltd., and that its US parent is an SEC-registered investment adviser; verify the current registrations and scope yourself before investing
Coverage
USA, UK, UAE, Singapore, Australia, Canada and other countries with Indian residents, into India
Products
You are an NRI in the US or the UK who wants to keep a foot in the Indian market: a SIP into a few mutual funds, maybe a GIFT City fund, and someone competent to handle the India tax return that comes with it. The problem is that doing this from abroad means stitching together a distributor, a bank, a chartered accountant and a pile of KYC, often across two tax systems. GoINRI, which markets itself as iNRI, is one of the newer platforms trying to fold all of that into a single account.
The 30-second answer: GoINRI (the iNRI app, operated by Techbloom) is an NRI-focused platform built around investing in India, mutual funds, GIFT City funds, PMS and alternative funds, with tax filing, expert consultation and document help (PAN, OCI, NRE/NRO accounts) bundled alongside. Its site states it is an AMFI-registered mutual fund distributor in India and that its US parent is SEC-registered as an investment adviser, and that it does not hold your money. That breadth is the appeal for an NRI who wants guidance rather than a DIY brokerage. The caveats are that it is a younger company, it offers regular (not direct) mutual fund plans, and a remittance product is still listed as coming soon. Verify the registrations, the fund menu for your country, and the fees before committing.
Before you weigh any platform, it helps to know whether you can invest in Indian mutual funds at all from where you live, and through which account. If you are unsure, read the NRI mutual fund eligibility guide first, because that determines far more about your options than the choice of app does. What follows is what GoINRI actually offers, who it suits, and where a measured reader should slow down.
What GoINRI actually is
GoINRI is the public brand for iNRI, a platform aimed squarely at Non-Resident Indians and OCIs who want to manage India-linked money from abroad. Per its own site, the India operating company is Techbloom India Pvt. Ltd., incorporated in Bengaluru, and the parent is Techbloom, Inc. in the US. It is a younger firm, founded around 2023, so it should be read as an early-stage platform rather than a long-established institution.
The product set is broad for its age. On the investing side, the site lists Indian mutual funds, GIFT City funds, portfolio management services and alternative funds, with the company stating it offers regular (commission-bearing) mutual fund plans precisely because the model includes advice and portfolio reviews rather than pure self-service. On the admin side, it lists India tax filing, US tax filing and planning (with US filing run in partnership with Rally Tax, described as an iNRI company), expert consultation, and help obtaining or updating documents such as PAN and OCI cards. It also facilitates opening NRE and NRO accounts with Indian banks through partners. A remittance feature is shown as coming soon rather than live.
On compliance, the site states that Techbloom India Pvt. Ltd. is an AMFI-registered mutual fund distributor (Reg. No. 273414), that the US parent is an SEC-registered investment adviser, and that customer funds move directly between your own bank account and the underlying instruments so the platform does not touch or hold your money. These are the company's representations. They are worth confirming yourself against the AMFI and SEC registers, and worth understanding precisely: a distributor relationship and an SEC advisory registration carry different duties and different protections, and neither is a deposit guarantee.
Who it is for
GoINRI fits the NRI who wants India exposure with a guiding hand, not a bare brokerage. If you would rather have curated fund choices, a portfolio review and a person to ask than research direct plans yourself, the regular-plan, advice-led model is a deliberate trade you may be happy to make. The bundling is the real draw: getting your mutual funds, your India and US tax filing, and your PAN or OCI paperwork in one place removes a lot of the cross-border friction that pushes NRIs to give up.
It is a reasonable fit for investors in the US and Canada too, but with a caveat the company itself flags: many Indian fund houses decline US and Canada residents over FATCA, so the available fund menu is narrower and curated by residence country. If you are in that group, the live question is which specific funds you can actually buy.
It is a weaker fit if you want the lowest-cost route and are comfortable doing it yourself, since direct mutual fund plans bought without a distributor avoid the trail commission embedded in regular plans. It is also not the tool if your main need today is moving money across borders, because remittance is not yet a shipped product here. And if institutional track record and longevity are decisive for you, a newer platform will weigh differently than an established bank or large brokerage.
The honest read
GoINRI is an ambitious, NRI-first platform that does something genuinely useful: it gathers investing, tax and documentation into one account aimed at people managing India from abroad. The compliance posture it describes, an AMFI-registered distributor in India with a fund-flow model that keeps your money in regulated channels, and an SEC-registered US parent, is the right shape on paper. The honest framing is that this is a younger company making its own claims, so the burden is on you to verify the registrations, read the terms, and confirm the fund list and fees for your country before you move real money. The structural trade-off is regular plans and bundled advice in exchange for convenience, which suits guided investors more than cost-minimisers.
If you are comparing, look at SBNRI and Belong, which target the same NRI-investing space with different mixes of products and maturity, and weigh the convenience of a bundled platform against going direct. Whichever route you choose, get the account structure right first: read the NRE, NRO and FCNR guide so your investments land in the right account and stay repatriable. Nothing here is investment advice; for YMYL decisions, confirm the current facts on the provider's own site and registers.
About the founder
Hemant Gangolia
Founder & CEO, iNRI (GoINRI)
Hemant Gangolia is an IIT Bombay and IIM Ahmedabad alumnus who spent seven years as an NRI before founding iNRI in 2023 (YC W23). He previously worked at Meta, McKinsey, and Walmart eCommerce. iNRI provides mutual fund and wealth advisory services for Indian expats.
Frequently asked questions
What does GoINRI actually do for NRIs?
GoINRI, which markets itself as iNRI, is a platform that helps Non-Resident Indians invest in India and handle related admin in one place. Its website lists investing in Indian mutual funds, GIFT City funds, portfolio management services and alternative funds, plus India and US tax filing, expert tax consultation, and help with documents like PAN, OCI and passport renewal. It also helps you open NRE and NRO accounts with Indian banks through partners. A remittance product is shown as coming soon. It positions itself as a guided service rather than a pure do-it-yourself app, with human experts and an assistant for questions. Confirm the current product list and any fees on the site, since a newer platform's offering can change.
Is GoINRI safe and properly regulated?
GoINRI's site states that the India operating entity, Techbloom India Pvt. Ltd., is a mutual fund distributor registered with AMFI (Reg. No. 273414), and that the US parent, Techbloom, Inc., is an investment adviser registered with the SEC. It also says customer funds flow directly between your bank account and the regulated financial instruments, so the platform itself does not hold your money. These are the company's own statements. Because this is a younger firm, treat them as a starting point: check the AMFI and SEC registers directly, read the terms, and understand that a distributor arrangement and an advisory registration are different things with different protections. Nothing here is investment advice.
Can NRIs from the US and Canada invest through GoINRI?
The site indicates US and Canada residents can invest, but with limits. It notes that many Indian fund houses do not accept US and Canada investors because of the extra FATCA compliance they face, so GoINRI says it curates the funds that are available based on your country of residence. In practice this means a narrower menu than an NRI in, say, the UAE or UK would see. It also describes a US tax filing and planning service aimed at this group. If you are US or Canada based, the practical question is which specific funds are open to you and how the India and US tax sides interact, so ask before you commit.
Disclaimer: This is an independent profile, not an endorsement, affiliation, or financial advice. We are not affiliated with GoINRI. Fees, rates, eligibility and features change often, so confirm the current terms on the provider's own site before acting. See our editorial standards for how these profiles are researched and updated.